Effective Date: March 1, 2025

DISCLOSURES, DISCLAIMERS AND WARNINGS

Disclaimer - Homa AI, Inc. is not your broker or agent.

Disclaimer - Homa Realty, inc. is not your broker or agent.

IMPORTANT NOTICE 

FLORIDA LAW REQUIRES THAT REAL ESTATE LICENSEES PROVIDE THIS NOTICE TO POTENTIAL SELLERS AND BUYERS OF REAL ESTATE.  

You should not assume that any real estate broker or salesperson represents you unless you agree to engage a real estate licensee in an authorized brokerage relationship, either as a single agent or as a transactional broker. You are advised not to disclose any information you want to be held in confidence until you make a decision on representation.

HOMA AI, INC. IS NOT A REAL ESTATE BROKER OR REAL ESTATE AGENT FOR EITHER THE SELLER OR THE BUYER, OR USER, IN ANY TRANSACTION COMMENCED BY USEING THIS PLATFORM, WEBSITE, OR SERVICE.  

HOMA REALTY, INC. IS NOT A REAL ESTATE BROKER OR REAL ESTATE AGENT FOR EITHER THE SELLER OR THE BUYER, OR USER, IN ANY TRANSACTION COMMENCED BY USEING THIS PLATFORM, WEBSITE, OR SERVICE.

You should consult with a Florida licensed real estate agent or broker before submitting your offer to purchase real estate in order to understand the risks and issues involved.       

No Legal Advice Disclaimer

The information provided by Homa AI, Inc., via this platform, website, and service, is for general informational purposes only and should not be relied upon as legal advice or legal opinion.  While some of the information on this website may reference legal issues, none of this information constitutes legal advice or opinion. 

Homa AI, Inc. cannot and does not provide legal advice or opinion. Homa Realty, Inc. cannot and does not provide legal advice or opinion.  

Home AI, Inc. is not an attorney and, therefore, cannot and does not give legal advice or opinion about any legal matter. Homa Realty, Inc. is not an attorney and, therefore, cannot and does not give legal advice or opinion about any legal matter. Contacting or using this website does not create an attorney-client relationship. 

A buyer should consult an attorney to understand the obligations under a contract for sale and purchase of real estate. Users are responsible for ensuring their transactions comply with all applicable laws and regulations.     

Appraisal and Value Disclaimer

A buyer of real estate typically orders an appraisal, from a licensed real property appraiser, and receives and review the appraisal report before closing on the purchase of real estate. The appraisal is often required to be completed during the inspection period specified in the contract. A contract is often made contingent upon an appraisal which is acceptable by the buyer.  

Homa AI, Inc. and Homa Realty, Inc. do not guarantee and do not warrant any appraisal or real estate value of any real estate purchased using this platform, website, or services.

Market conditions in the location of the real estate can change quickly and unexpectedly. Buyers should contact the listing agent and independent professional real estate agents to review and verify the market conditions current at the time when a buyer intends to make an offer.   

Property Information Disclaimer

The information provided by Homa AI, Inc., via this platform, website, and service, is only general informational about the real estate and should not be exclusively relied upon, and all buyers should verify the accuracy of the information and details about the real estate by independent professional service providers before making an offer.  

Homa AI, Inc. and Homa Realty, Inc. do not guarantee and do not warrant any of the details or information about any real estate purchased using this platform, website, or services.

AI Disclaimer

The suggestions, decisions, or recommendations made by the Artificial Intelligence (AI) technology utilized by this platform, website, and service are based on algorithms and do not, cannot, and are not intended, to substitute for professional advice and the user’s due diligence. 

The information and data, including any valuation data, is provided by AI with no guarantee or warranty for accuracy. By using this platform, website, and service, you agree that neither Homa AI, Inc. nor Homa Realty, Inc. can be held liable for the accuracy or completeness of the information or data. 

Your reliance on any of the information and data is at your own risk with the knowledge that the information, data, and service is AI generated. By using this platform and website you agree that neither Homa AI, Inc. nor Homa Realty, Inc. can be held liable for any errors or omissions in the information, data, or service.      

Title Evidence Disclaimer

A buyer of real estate typically orders (1) an abstract of title, prior to closing, prepared or brought current by a reputable and existing abstract firm, purporting to be an accurate synopsis of the instruments affecting title to the real property recorded in the public records of the county wherein the real property is located through the effective date of a contract, and (2) a  title Insurance commitment issued by a Florida licensed title insurer agreeing to issue Buyer, upon recording of the deed to Buyer, an owner's policy of title insurance in the amount of the purchase price, insuring Buyers title to the real property. Clear title is often made a pre-closing condition of the contract.

Neither Homa AI, Inc. nor Homa Realty, Inc. warrants any title or deed, nor history of title, nor abstract of title, nor any title insurance commitment.  

Survey Disclaimer

A buyer of real estate typically orders a survey, within the time allowed under a contract to deliver evidence of title, by a certified and registered Florida surveyor. A clear survey is often made a pre-closing condition of the contract.

Neither Homa AI, Inc. nor Homa Realty, Inc. warrants any survey of any real estate purchased using this platform, website, or services.   

Infestation Report Disclaimer

A buyer of real estate typically orders an inspection, within the time allowed under a contract to deliver evidence of title, by a Florida certified pest and/or termite inspection company to determine if there is any visible active infestations or visible damage from infestations. A clear infestation report is often made a pre-closing condition of the contract.

Neither Homa AI, Inc. nor Homa Realty, Inc. warrants against any condition of any real estate purchased using this platform, website, or services.    

Structural Report Disclaimer

A buyer of real estate typically orders a structural inspection and report on the roof, ceilings, exterior and interior walls, foundation, septic tank if any, seawalls and dockage, if any, for any evidence of leaks, water damage, or structural damage, including inspections of all appliances, mechanical items, heating, cooling, electrical, plumbing systems and machinery, within the time allowed under a contract to deliver evidence of title. A clear structural inspection report is often made a pre-closing condition of the contract. 

Neither Homa AI, Inc. nor Homa Realty, Inc. warrants against any structural condition of any real estate purchased using this platform, website, or services. Neither Homa AI, Inc. nor Home Realty, Inc. guarantees the working condition of any appliances, mechanics, or aspect of the real estate.   

No Tax Advice Disclaimer

The information provided by Home AI, Inc., via this platform, website, and service, is for general informational purposes only and should not be relied upon for any tax advice or tax-related opinion.  

Homa AI, Inc. and Homa Realty, Inc. cannot and do not provide advice or opinion on taxes or tax-related issues relating to the purchase or sale of real estate.

Escrow Agent Disclaimer

Any escrow agent is typically used to receive an escrow deposit on a contract from a buyer. Often a buyer will select a title insurance agency to serve as the escrow agent to receive the deposit and issue an escrow letter. An escrow agent receiving funds is authorized by acceptance of funds to deposit the funds promptly, hold same in escrow and, subject to clearance, disburse the funds in accordance with terms and conditions of this contract. Buyers should be mindful that contracts usually include strict escrow deposit timelines and/or deadlines for deposits.     

Neither Homa AI, Inc. nor Homa Realty, Inc. provides any escrow related services, and buyers are encouraged to seek professional advice for escrow services.  

Privacy, Security, and Confidentiality Disclaimer

Homa AI, Inc. and Homa Realty, Inc. take reasonable measures to protect personal information and report data breaches to affected consumers. Homa AI, Inc. and Homa Realty, Inc. do not and cannot guarantee or warrant against data breaches by third parties.   

Please see our privacy policy here.

When creating an account on this website, choose strong passwords by using a combination of upper- and lower-case letters, numbers, and special characters, and when asked to choose a security question, choose the question that would be most difficult for someone to guess the answer.  Enable two-factor authentication for logging in to your account whenever possible. Do not enter, include, or otherwise disclose any social security numbers.

Limitation, Release of Liability, and Indemnification Disclaimer

In the performance of services hereunder, Homa AI, Inc. and Homa Realty, Inc. cannot and do not warrant or guaranty results of the contract for sale and purchase, or the offers, between a buyer and seller of real estate. 

All users of this platform, website, and service agree that neither Homa AI, Inc. nor Homa Realty, Inc. assumes any responsibility for the success or failure of the contract for sale and purchase, and Homa AI, Inc. and Homa Realty, Inc. cannot be held liable for any reason relating to, or arising out of, the contract for sale and purchase.   

All users of this platform, website, and service shall defend and hold harmless Homa AI, Inc. and Homa Realty, Inc. from any and all claims, causes of action, lawsuits, judgments or demands, in equity and/or at law, made or filed against either Homa AI, Inc. or Homa Realty, Inc., relating to or arising out of the contract for sale and purchase. 

Financing Disclaimer

Homa AI, Inc. and Homa Realty, Inc. are not lenders, are not banks, and are not mortgage or finance brokers. Neither Homa AI, Inc. nor Homa Realty, Inc. provide any financial advice or opinions. Buyers should consult a professional advisor for advice relating to the financing for a purchase of real estate.

Property Taxes, Association Fees, and Homeowner Insurance

Real estate is subject to property taxes and a property may be located within a homeowner association or condominium association community. Buyers should research the liability of property owners in the location of the real estate for taxes, association fees, and association assessments. 

Depending upon where property is located and the elevation above sea level, the property may require flood insurance in addition to a standard homeowners insurance policy. Buyers should research the cost of insurance before making an offer.  

When considering financing, Buyers should be aware that monthly payments may include escrow payments to the lender to establish reserves for the payment of property taxes, association fees, and homeowner insurance.

Dispute Resolution Disclaimer

Disputes between buyers and sellers often arise during pre-closing steps in real estate transactions or thereafter. These disputes or controversies can often be resolved by either mediation or arbitration in the alternative to litigation. Neither Homa AI, Inc. nor Homa Realty, Inc. provide any mediation or arbitration services.

Closing Costs Estimate Disclaimer

Estimated closing costs provided by Home AI, Inc. are approximated and are subject to change depending upon various factors. Some jurisdictions in Florida assign certain closing costs to a seller instead of the buyer and vice versa. Buyers should consult independent professional services for confirmation of estimated closing costs. Neither Homa AI, Inc. nor Homa Realty, Inc. may be held liable for errors or omissions relating to estimated closing costs.